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NASCAR may be in Phoenix for its Cup Series Championship but, during the proceedings, there will be vibes similar to the galaxy far, far away, thanks to Bubba Wallace and Columbia. Wallace will take to the track in a custom-wrapped car made to look like the iconic X-Wing, which (as those who've watched the \
NASCAR's Bubba Wallace Says Ryan Blaney Is 'Super Jealous' Of His 'Star Wars'-Themed Car For Series Championship, But It's His Comments On Meeting Mark Hamill That Make Me Envious
⏲ 1:14 👁 2.3M
Daniel Simmons
What i'm wearing this fall
⏲ 11 minutes 46 seconds 👁 106.1K
MiniminterExtra
WORDLE GAMES, INFINITE CRAFT & REACTIONS (FULL VOD)
⏲ 2 hours 33 minutes 20 seconds 👁 240
Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
Over 40% of Americans have no clue what a 401k is
⏲ 1:14 👁 45.9M
Simon's Cat
Get Ready for Some CAT CARDIO (Caturday Film Club)
⏲ 8 minutes 17 seconds 👁 95.6K
maneco64
It's Payback Time for Central Banking Profligacy and Big Government.
⏲ 30 minutes 53 seconds 👁 2.3K
Happy Birthday, <br/>Tan France!.<br/>Tanweer Wasim Safdar <br/>turns 41 years old today.<br/>Here are five fun facts about <br/>the fashion designer.<br/>1. France was inspired <br/>to pursue fashion by <br/>his grandparents’ <br/>clothing factory.<br/>2. He worked at Zara after college.<br/>3. The designer founded his own clothing line <br/>in 2011, Kingdom & State.<br/>4. He loves Justin Bieber’s style.<br/>5. He has his <br/>own memoir, <br/>‘Naturally Tan.’.<br/>Happy Birthday, <br/>Tan France!
Happy Birthday, Tan France! (Sat., April 20)
⏲ 0:51 👁 645K
Codie Sanchez
Want To Get Rich, Don't Start A Business (Do This Instead)
⏲ 1 hour 18 minutes 38 seconds 👁 47.4K
Miniminter
10 MILLION SUBSCRIBER SPECIAL!
⏲ 14 minutes 7 seconds 👁 562.7K
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Albany Football Star AJ Simon Dead at 25, 1 Week Before NFL Draft
⏲ 1:54 👁 735K
MiniminterClips
Finding Myself & Sidemen On Infinite Craft
⏲ 16 minutes 2 seconds 👁 93.8K
MoreSidemen
SIDEMEN BRUTAL YOUTUBER RANKING
⏲ 25 minutes 5 seconds 👁 1.4M
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