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A divorced mum-of-two reveals the 'dark times' she suffered after falling into hygiene poverty that left her feeling ashamed and embarrassed.<br/><br/>Caroline Gandy-Brown, 54, spiralled into debt after a divorce and found herself having to sacrifice her own hygiene for the sake of the children. <br/><br/>She laid bare the reality of hygiene poverty as new figures show single adults need an annual income of £31,536 to afford essentials - almost £2,000 more than the average £29,669 salary. <br/> <br/>Caroline would clean her teeth with the same old toothbrush for a year, sometimes with just water, so her kids wouldn't run out of toothpaste and when on her period she would reuse sanitary towels with toilet paper stuffed in them. <br/> <br/>She admitted: \

Mum had re-use sanitary towels and brush teeth with water after falling into debt

⏲ 1:33 👁 155K

Jen, CPA︱Financial Matter

Revealing my Big 4 Salaries︱Can Accountants make 100K?︱6 Money Lessons I Learned in my 20's

⏲ 8 minutes 56 seconds 👁 10.1K

The Financial Controller

People Share Their Actual Accounting Salaries And The Results May Shock You

⏲ 13 minutes 31 seconds 👁 35.3K

Meet one of Britain’s youngest business owners – who customers often mistake for staff rather than the boss.<br/><br/>Chloe Frost, 18, opened The Baking Suite - her very own café - in October 2023.<br/><br/>She initially considered starting an apprenticeship after finishing her A levels in June, but instead decided to follow her ‘dream’ – which had always been baking.<br/><br/>Now, Chloe has her own place in Bromham, Beds., and neither she, nor her customers, can quite believe it.<br/><br/>She said: “I’ve just always loved baking. After sixth form, I started making and selling celebration cakes on Instagram.<br/><br/>“So then I just thought, why not do this properly? Even though that still feels crazy.<br/><br/>“People hardly ever think it’s me that runs the place.<br/><br/>“Even today, with one of our regulars, he said, ‘Where’s the boss then?’ And I said, ‘I am the boss.’ <br/><br/>“People are always surprised but everyone is supportive when they realise.”<br/><br/>Chloe took over the site at the end of August after a previous café closed – and then spent just over a month re-decorating, re-fitting the kitchen, and making the place feel like hers.<br/><br/>She said: “I thought it was a good opportunity as there was already a small customer base. But I wanted to turn it into my own place too.”<br/><br/>The Baking Suite offers breakfast, lunch and an array of tasty sweet treats – all of which Chloe bakes from scratch by herself.<br/><br/>So far, her banana bread and rocky road have been consistent crowd pleasers – but she says classics like brownies, scones, and millionaire shortbread are always popular too.<br/><br/>Chloe currently has two staff members – chef Kimberley White, who has 18 years' experience, and barista Rosie Harrington, her brother Jonathan’s fiancée – but one day Chloe hopes to have a bigger team.<br/><br/>“I would love to open more premises at some point,” she said. “But it’s all about taking things one step at a time.”<br/><br/>Chloe says business has been going well so far – with the café already boasting plenty of regulars.<br/><br/>“We have a lot of customers who we see nearly every day,” she said. “Builders, dog-walkers, elderly people, those working from home. <br/><br/>“Of course, sometimes there’s a quiet day or two – but that’s to be expected in hospitality.”<br/><br/>Chloe says other local businesses have supported her too, with nearby Wooden Hill Coffee Company, whose coffee the café serves, offering all staff members free barista training.<br/><br/>She currently isn’t taking in a salary, but is making enough for rent, outgoings, staff salaries, and to pay back her dad – who financed the initial opening.<br/><br/>Chloe said: “I’m very lucky to have such a supportive family. My grandparents even keep a bunch of ingredients in their freezer for me.”<br/><br/>Chloe said she would encourage other young people to follow their dreams like she did – but only if they’re willing to put in the effort.<br/><br/>“I definitely would say to other young people who want their own business that they should follow their dreams and their passions,” she said.

Meet one of Britain's youngest café owners - who customers often mistake for staff

⏲ 1:32 👁 505K

Academy of Internal Audit

Become CIA Certified Internal Auditor in just 4 Months....

⏲ 15 minutes 8 seconds 👁 3.5K

A Team Commerce Academy

CIA Course Details | Certified Internal Auditor | Eligibility , Jobs & Salary | (2021) | #CIA

⏲ 8 minutes 31 seconds 👁 17K

A salary sacrifice pension can help boost your retirement pot. We explain what it is and how it works

How Does A Salary Sacrifice Pension Work?

⏲ 2:50 👁 115K

Valuetainment Short Clips

CIA Agents Explains What CIA Looks For in New Recruits

⏲ 7 minutes 58 seconds 👁 40K

Jason Mefford Multimedia

The Truth About the CIA Exam #1 | Is The CIA Certification Worth It?

⏲ 28 minutes 6 seconds 👁 707

The Joe Rogan Experience Video - Episode latest update<br/>Bart Sibrel is a filmmaker, writer, and investigative journalist. He's the director of the films \

Episode 2141 Bart Sibrel - The Joe Rogan Experience Video - Episode latest update

⏲ 3:8:5 👁 50K

Perfect Info

CIA certification | cia scope | cia salary | cia exam | cia admission criteria

⏲ 4 minutes 43 seconds 👁 6K

Valuetainment

Qualities of a Great CIA Agent

⏲ 2 minutes 13 seconds 👁 161.4K

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