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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

⏲ 1:14 👁 40.3M

On the latest episode of the Bruins Beat, host Evan Marinofsky and guest Jonny Lazarus discuss key topics about the Boston Bruins. They'll explore whether the Bruins are truly contenders or just a facade, dive into the goalie situation, and identify the most dangerous teams in the Eastern Conference, with a particular focus on Tampa Bay. They'll also highlight formidable teams from the Western Conference. Tune in for insightful analysis on the current and future state of the Bruins.<br/><br/>Topics: <br/><br/>- Are the Bruins a fraud team? <br/><br/>- Jonny gives his take on the goalie situation <br/><br/>- Who are the most dangerous teams in the East? <br/><br/>- Watch out for Tampa Bay…<br/><br/>- The West has some wagons <br/><br/>- Who emerges?<br/><br/>This episode is brought to you by PrizePicks! Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app! Visit PrizePicks.com/CLNS<br/>

Boston Bruins MOST DANGEROUS Opponents? w\Jonny Lazarus | Bruins Beat

⏲ 28:6 👁 16.6M

In this video, learn how to make a refreshing and light Tiramisu Frozen Espresso Martini with homemade whipped cream. Straightforward and simple, this chilled drink recipe starts by freezing coffee and espresso in an ice cube tray. Next, add the ice cubes into a blender with sweet agave syrup, vodka, and vanilla extract. Finally, whisk together the whipped cream, add to the mixture, and garnish with cocoa powder.

How to Make Tiramisu Frozen Espresso Martini

⏲ 0:31 👁 15.9M

Several vehicles were on the verge of falling into a drain along Jalan Kuching during a road slip incident that happened on Wednesday (April 17) morning.<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline

Cars stuck in road slip in Selayang due to heavy morning downpour

⏲ 1:1 👁 11.7M

It's a Mailbag Monday episode of Pucks with Haggs, as Joe Haggerty answers questions from you, the listeners, about the Bruins. The playoffs are all but here and the B's first round matchup has not yet been decided. Haggs dives into that, and much more!<br/><br/><br/><br/><br/><br/><br/><br/>This episode of the Pucks with Haggs Podcast is brought to you by PrizePicks! Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!

Should the Bruins avoid the Lightning? | Pucks with Haggs

⏲ 35:22 👁 21.3M

Poke The Bear with Conor Ryan Ep. 219<br/><br/>Conor Ryan and Evan Marinofsky sit down to discuss the Bruins' loss to the Carolina Hurricanes, and the team's ability to shake off a bad night. With Pat Maroon slated to return this weekend, where does he fit into this lineup and does he add the physicality the Bruins need for the playoffs? That, and much more!<br/><br/><br/><br/>Topics: <br/><br/>- Conor is going through it <br/><br/>- Evan brought bad vibes to TD Garden on Tuesday night <br/><br/>- Bruins playing with an edge <br/><br/>- The power play needs to get going <br/><br/>- Where should Pat Maroon slot in? <br/><br/>- Who has the most pressure on them entering the playoffs? <br/><br/><br/><br/><br/>Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!

Which Bruins Face PLAYOFF PRESSURE? | Poke the Bear

⏲ 31:55 👁 43.4M

It’s Tuesday, April 16th and Courtney Love is dissing Taylor Swift, Beyoncé, Lana Del Rey, and more big artists. The Kid LAROI officially confirms his relationship status with Tate McRae, Coi Leray wants to change her stage name and the Department of Justice is putting Live Nation & Ticketmaster in the hot seat. Taylor Swift and Travis Kelce are about to be busy with Taylor releasing ‘The Tortured Poets Department’ this week, she’s giving her fans all the clues prior to its release. Travis Kelce is officially named the host of ‘Are You Smarter Than a Celebrity?,’ what can’t this power duo do? Richy Jackson spills into what it’s like working with Lady Gaga & JoJo Siwa, Dua Lipa explains her creativity behind ‘Illusion’ and more!

Taylor Swift & Travis Kelce Are Busy Ahead of ‘TTPD’ Release, Courtney Love Disses Beyoncé & Lana, Dua Lipa’s Creativity Behind “Illusion” & More | Billboard News

⏲ 7:31 👁 10.3M

Copenhagen, Fuerteventura, Marrakesh, Prague, Sofia, and Tirana are the latest routes added to Bristol Airport by the airline. The 36 additional routes are set to start at the airports busiest time of year, the summer holidays which adds a 500 million pound investment into the cities travel.

Bristol Airport adds additional flights

⏲ 2:0 👁 11M

After defeat against Crystal Palace at Anfield, is Liverpool’s potential title charge over? They’ve been knocked out of the FA Cup, find themselves 3-0 down on aggregate heading into the second leg of their Europa League quarter-final and now haven’t won in back to back Premier League games.<br/><br/>What’s next for the Reds?

Is Liverpool’s title race over? Crystal Palace potentially sink champion hopes at Anfield

⏲ 1:0 👁 14.8M

Today, A. Sherrod Blakely is joined by Keith Pompey of the Philadelphia Inquirer to discuss the hot streak that the Sixers are ending their season on, and how it may carry into the playoffs. If and when they get past the play-in tournament, how woud they fare against Boston? That, and much more.<br/><br/><br/><br/><br/><br/>The Big 3 NBA Podcast with Gary, Sherrod & Kwani is available on Apple Podcasts, Spotify, YouTube as well as all of your go to podcasting apps. Subscribe, and give us the gift that never gets old or moldy- a 5-Star review - before you leave!<br/><br/><br/><br/>This episode of the Big 3 NBA Podcast is brought to you by:<br/><br/><br/><br/>PrizePicks! Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Go to https://PrizePicks.com/CLNS

Philly's Final Surge before playoffs w\Keith Pompey of the Philadelphia Inquirer | Big 3 NBA Podcast

⏲ 27:36 👁 9.3M

An interim protection order for the wife of the main suspect in the Kuala Lumpur International Airport shooting case was not issued as investigations into the case did not warrant such an action, say police.<br/><br/>Selangor police chief Comm Datuk Hussein Omar Khan said that investigations did not indicate that the threats would escalate to a shooting.<br/><br/>Read more at https://tinyurl.com/3vya5kms<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline

Investigations did not warrant protection order for KLIA shooter's wife, say cops

⏲ 3:16 👁 77.2M

In the latest episode of the Greg Bedard Patriots Podcast with Nick Cattles, Greg and Nick delve into recent developments concerning the Patriots, including visits from quarterbacks J.J. McCarthy and Michael Penix Jr. They also discuss the latest moves in the NFL wide receiver market and explore insights from Greg's column, which features a source detailing the process of selecting a quarterback.<br/><br/>EPISODE TIMELINE:<br/><br/>0:00 McCarthy visited yesterday<br/><br/>4:14 What to expect from Patriots in meetings<br/><br/>5:20 More likely or less likely right now that J.J. is a Patriot compared to last week?<br/><br/>8:48 Michael Penix Jr visited today<br/><br/>9:34 Is 1st contact meaningful?<br/><br/>12:00 Preparing for a trade?<br/><br/>17:00 Where would you rank Penix?<br/><br/>20:03 Washington bring all the QBs in<br/><br/>21:55 WR updates<br/><br/>27:50 % chance that Pats trade for veteran WR?<br/><br/>28:39 Greg’s Column w/ a Source on the Process of Selecting a QB<br/><br/>Check Greg's Coverage out over at www.bostonsportsjournal.com, for $50 on BSJ's annual plan. Not only do you get top-notch analysis of all the Boston pro sports, but if you're a Patriots junkie — and if you're listening to this podcast, you are — then a membership at BSJ gives you access to a ton of video analysis Bedard does on the coaches film, and direct access to him in weekly chats.<br/><br/>This episode of the Greg Bedard Patriots Podcast w/ Nick Cattles is brought to you by:<br/><br/>PrizePicks! Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy!

Patriots MEET w\JJ McCarthy & Michael Penix Jr. | Greg Bedard Patriots Podcast

⏲ 41:43 👁 9.2M

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