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_how-chime-became-america39s-biggest-digital-bank.jpg "For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
⏲ 5:16 👁 19.6M
_woman-makes-up-to-2-5k-a-month-turning-old-tea-towels-into-dresses.jpg "A woman transforms old tea towels into dresses - after teaching herself to sew on YouTube.<br/><br/>Scarlett Hawkes, 28, has always loved fashion and has been sewing since she was aged 14.<br/><br/>But after dropping out of university - where she was studying womenswear - she decided to continue to teach herself. <br/><br/>Scarlett learnt the basics from YouTube and Google and launched an Etsy shop during the pandemic.<br/><br/>She started upcycling some clothes from her mum, Nicky, 57, but found her niche when she transformed a Heinz ketchup tea towel into a dress.")
⏲ 3:40 👁 535K
_liverpool-woman-makes-2500-a-month-turning-old-tea-towels-into-unique-dresses-and-jackets.jpg "A Liverpool woman earns up to £2,500 per month by transforming old tea towels into unique garments.<br/><br/>Scarlett Hawkes, 28, has always loved fashion and has been sewing since she was aged 14. But, after dropping out of university - where she was studying womenswear - she decided to continue to teach herself. <br/><br/>Learning the basics from YouTube and Google and launching an Etsy shop during the pandemic, Scarlett began upcycling her mum’s clothes but found her true calling when she transformed a Heinz ketchup tea towel into a dress. \")
⏲ 0:54 👁 520K
_take-this-outside-on-the-cbs-hit-series-blue-bloods.jpg "Watch the official \")
⏲ 0:38 👁 970K
_the-new-porsche-macan-4-in-aventurine-green-metallic-driving-video.jpg "It’s all down to this line, a mere stroke on paper. And yet it marks a a new beginning. The coupé-like roofline of the Macan and the striking rear—with its shape so typical of Porsche—evoke the tight, unmistakable flyline of the 911. But this time, it’s not just a reminder of the Porsche icon. Rather, the shape, including the rear spoiler, is a groundbreaking innovation in the all-electric SUV segment. “The active aerodynamic elements all contribute significantly to the range,” says aerodynamics specialist Thomas Wiegand. “We have a rear spoiler that raises automatically, active cooling flaps at the front air intakes, and flexible covers on the underbody.” Located in the same building as the Style Porsche design department, the Weissach wind tunnel gives form and shape to the streamlining of the newly developed Macan. It’s the first Porsche based on the Premium Platform Electric (PPE) created in collaboration with Audi. This platform not only benefits from development synergies, but is also highly flexible, enabling Porsche to implement its own technical and brand-specific objectives. Full electrification of the popular model line is an important milestone on the path to ensuring that more than 80 percent of the new cars are fully electrified in 2030—depending on the demand of customers and the development of electromobility in the respective regions of the world.")
⏲ 3:1 👁 790K
_new-community-bike-hub-opens-in-liverpool.jpg "A brand new 'bike hub' operated by a Merseyside-based non-profit has opened on Liverpool's waterfront.")
⏲ 2:0 👁 250K
_reflections-on-peter-green-with-joe-bonamassa.jpg "TALES FR0M NERDVILLE by Joe Bonamassa.<br/>GREEN LIGHT.<br/><br/>Joe Bonamassa discussed his approach to recording a cover of the Peter Green/Fleetwood Mac track “Lazy Poker Blues,” for his upcoming album, Blues Deluxe, Vol. 2. Joe offers some insight into another musical tribute of his to the late, great British guitarist.")
⏲ 3:52 👁 430K
_mavs92-thunder-game-2-dallas-has-this-series-under-control.jpg "Mavs and OKC are tied 1-1 after Dallas sneaked a 9-point win over the Thunder. Luka appeared to play better than he did in game 1 but still seemed fatigued. Kyrie Irving also looked slow, only scoring 9 points. This was an opportunity for Josh Green and P.J. Washington to shine. With all of this in mind, do the Mavericks have this series under control?")
⏲ 14:51 👁 175K
_pbks-vs-rcb-ipl-2024-stat-highlights-royal-challengers-bengaluru-secure-dominant-victory.jpg "Royal Challengers Bengaluru defeated Punjab Kings by 60 runs to secure their fifth win of the IPL 2024. Defending 242 runs, RCB bowled out PBKS for 181<br/>")
⏲ 2:36 👁 155K
_woman-makes-up-to-2-5k-a-month-turning-old-tea-towels-into-dresses.jpg "A woman transforms old tea towels into dresses - after teaching herself to sew on YouTube.<br/><br/>Scarlett Hawkes, 28, has always loved fashion and has been sewing since she was aged 14.<br/><br/>But after dropping out of university - where she was studying womenswear - she decided to continue to teach herself. <br/><br/>Scarlett learnt the basics from YouTube and Google and launched an Etsy shop during the pandemic.<br/><br/>She started upcycling some clothes from her mum, Nicky, 57, but found her niche when she transformed a Heinz ketchup tea towel into a dress.")
⏲ 0:54 👁 315K
_how-to-make-fruit-scones-124-recipe.jpg "Here’s how to make fruit scones in the best possible way by Andrew Gravett, The Executive Pastry at The Langham London. The Langham London was the first hotel to serve afternoon tea, so they know a thing or two about perfecting the art of the scone!")
⏲ 5:56 👁 500K
_the-new-porsche-macan-turbo-interior-design-in-racing-green.jpg "It’s all down to this line, a mere stroke on paper. And yet it marks a a new beginning. The coupé-like roofline of the Macan and the striking rear—with its shape so typical of Porsche—evoke the tight, unmistakable flyline of the 911. But this time, it’s not just a reminder of the Porsche icon. Rather, the shape, including the rear spoiler, is a groundbreaking innovation in the all-electric SUV segment. “The active aerodynamic elements all contribute significantly to the range,” says aerodynamics specialist Thomas Wiegand. “We have a rear spoiler that raises automatically, active cooling flaps at the front air intakes, and flexible covers on the underbody.” Located in the same building as the Style Porsche design department, the Weissach wind tunnel gives form and shape to the streamlining of the newly developed Macan. It’s the first Porsche based on the Premium Platform Electric (PPE) created in collaboration with Audi. This platform not only benefits from development synergies, but is also highly flexible, enabling Porsche to implement its own technical and brand-specific objectives. Full electrification of the popular model line is an important milestone on the path to ensuring that more than 80 percent of the new cars are fully electrified in 2030—depending on the demand of customers and the development of electromobility in the respective regions of the world.")
⏲ 1:23 👁 845K
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_how-chime-became-america39s-biggest-digital-bank.webp "For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_woman-makes-up-to-2-5k-a-month-turning-old-tea-towels-into-dresses.webp "A woman transforms old tea towels into dresses - after teaching herself to sew on YouTube.<br/><br/>Scarlett Hawkes, 28, has always loved fashion and has been sewing since she was aged 14.<br/><br/>But after dropping out of university - where she was studying womenswear - she decided to continue to teach herself. <br/><br/>Scarlett learnt the basics from YouTube and Google and launched an Etsy shop during the pandemic.<br/><br/>She started upcycling some clothes from her mum, Nicky, 57, but found her niche when she transformed a Heinz ketchup tea towel into a dress.")
_liverpool-woman-makes-2500-a-month-turning-old-tea-towels-into-unique-dresses-and-jackets.webp "A Liverpool woman earns up to £2,500 per month by transforming old tea towels into unique garments.<br/><br/>Scarlett Hawkes, 28, has always loved fashion and has been sewing since she was aged 14. But, after dropping out of university - where she was studying womenswear - she decided to continue to teach herself. <br/><br/>Learning the basics from YouTube and Google and launching an Etsy shop during the pandemic, Scarlett began upcycling her mum’s clothes but found her true calling when she transformed a Heinz ketchup tea towel into a dress. \")
_take-this-outside-on-the-cbs-hit-series-blue-bloods.webp "Watch the official \")
_the-new-porsche-macan-4-in-aventurine-green-metallic-driving-video.webp "It’s all down to this line, a mere stroke on paper. And yet it marks a a new beginning. The coupé-like roofline of the Macan and the striking rear—with its shape so typical of Porsche—evoke the tight, unmistakable flyline of the 911. But this time, it’s not just a reminder of the Porsche icon. Rather, the shape, including the rear spoiler, is a groundbreaking innovation in the all-electric SUV segment. “The active aerodynamic elements all contribute significantly to the range,” says aerodynamics specialist Thomas Wiegand. “We have a rear spoiler that raises automatically, active cooling flaps at the front air intakes, and flexible covers on the underbody.” Located in the same building as the Style Porsche design department, the Weissach wind tunnel gives form and shape to the streamlining of the newly developed Macan. It’s the first Porsche based on the Premium Platform Electric (PPE) created in collaboration with Audi. This platform not only benefits from development synergies, but is also highly flexible, enabling Porsche to implement its own technical and brand-specific objectives. Full electrification of the popular model line is an important milestone on the path to ensuring that more than 80 percent of the new cars are fully electrified in 2030—depending on the demand of customers and the development of electromobility in the respective regions of the world.")
_new-community-bike-hub-opens-in-liverpool.webp "A brand new 'bike hub' operated by a Merseyside-based non-profit has opened on Liverpool's waterfront.")
_reflections-on-peter-green-with-joe-bonamassa.webp "TALES FR0M NERDVILLE by Joe Bonamassa.<br/>GREEN LIGHT.<br/><br/>Joe Bonamassa discussed his approach to recording a cover of the Peter Green/Fleetwood Mac track “Lazy Poker Blues,” for his upcoming album, Blues Deluxe, Vol. 2. Joe offers some insight into another musical tribute of his to the late, great British guitarist.")
_mavs92-thunder-game-2-dallas-has-this-series-under-control.webp "Mavs and OKC are tied 1-1 after Dallas sneaked a 9-point win over the Thunder. Luka appeared to play better than he did in game 1 but still seemed fatigued. Kyrie Irving also looked slow, only scoring 9 points. This was an opportunity for Josh Green and P.J. Washington to shine. With all of this in mind, do the Mavericks have this series under control?")
_pbks-vs-rcb-ipl-2024-stat-highlights-royal-challengers-bengaluru-secure-dominant-victory.webp "Royal Challengers Bengaluru defeated Punjab Kings by 60 runs to secure their fifth win of the IPL 2024. Defending 242 runs, RCB bowled out PBKS for 181<br/>")
_woman-makes-up-to-2-5k-a-month-turning-old-tea-towels-into-dresses.webp "A woman transforms old tea towels into dresses - after teaching herself to sew on YouTube.<br/><br/>Scarlett Hawkes, 28, has always loved fashion and has been sewing since she was aged 14.<br/><br/>But after dropping out of university - where she was studying womenswear - she decided to continue to teach herself. <br/><br/>Scarlett learnt the basics from YouTube and Google and launched an Etsy shop during the pandemic.<br/><br/>She started upcycling some clothes from her mum, Nicky, 57, but found her niche when she transformed a Heinz ketchup tea towel into a dress.")
_how-to-make-fruit-scones-124-recipe.webp "Here’s how to make fruit scones in the best possible way by Andrew Gravett, The Executive Pastry at The Langham London. The Langham London was the first hotel to serve afternoon tea, so they know a thing or two about perfecting the art of the scone!")
_the-new-porsche-macan-turbo-interior-design-in-racing-green.webp "It’s all down to this line, a mere stroke on paper. And yet it marks a a new beginning. The coupé-like roofline of the Macan and the striking rear—with its shape so typical of Porsche—evoke the tight, unmistakable flyline of the 911. But this time, it’s not just a reminder of the Porsche icon. Rather, the shape, including the rear spoiler, is a groundbreaking innovation in the all-electric SUV segment. “The active aerodynamic elements all contribute significantly to the range,” says aerodynamics specialist Thomas Wiegand. “We have a rear spoiler that raises automatically, active cooling flaps at the front air intakes, and flexible covers on the underbody.” Located in the same building as the Style Porsche design department, the Weissach wind tunnel gives form and shape to the streamlining of the newly developed Macan. It’s the first Porsche based on the Premium Platform Electric (PPE) created in collaboration with Audi. This platform not only benefits from development synergies, but is also highly flexible, enabling Porsche to implement its own technical and brand-specific objectives. Full electrification of the popular model line is an important milestone on the path to ensuring that more than 80 percent of the new cars are fully electrified in 2030—depending on the demand of customers and the development of electromobility in the respective regions of the world.")
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