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Wales is the kindest region in Great Britain. <br/><br/>Research, of 2,000 adults, revealed those in the country will carry out an average of eight acts of kindness each week, compared to the six that people in the East of England will accomplish. <br/><br/>Londoners took second place, closely followed by the West Midlands, and adults in the North West - while those in the East of England and South East residents came bottom of the pile. <br/><br/>It also emerged one in four adults across the country volunteer, dedicating an average of eight hours of their spare time each week. <br/><br/>The research was commissioned by Nissan, which is working with The Richard Whitehead Foundation’s Supported Runner Project [www.whitehead.foundation/supported-runner-project-overview], to help make Sunday's TCS London Marathon more inclusive. <br/><br/>It comes after the study also found 56 per cent would volunteer to help a disabled friend or person complete a sporting event, if they were equipped with the right tools and training. <br/><br/>Gold-medal winning Paralympian and Nissan GB’s Diversity, Equity and Inclusion Ambassador, Richard Whitehead, said: “It’s fantastic to see how people support each other across the country and so many would be willing to help disabled runners if they had the tools and training to do so. <br/><br/>“Helping others is not only incredibly important, but also very rewarding, so we’re delighted to give people the opportunity to do so around mass participation running events. <br/><br/>“The Supported Runner Project provides comprehensive training to volunteers, allowing them to offer all-encompassing support to runners with physical or neurodiverse disabilities before, during and after each event, helping to remove some of the challenges and barriers to entry that they may encounter. <br/><br/>“We’re looking forward to seeing the impact this will have at this year’s race and hopefully we can inspire even more people to take part in the future.” <br/><br/>The study also revealed the top 30 things people do to help others, with showing their appreciation (60 per cent) and holding a door open for someone else (59 per cent) coming out on top. <br/><br/>Donating old belongings to charity (44 per cent), checking in on a friend (37 per cent) and taking a parcel in for a neighbour (45 per cent) also made the list. <br/><br/>And while 51 per cent are kind because it’s part of their personal values, 28 per cent said it makes them happy and 27 per cent like to feel they’re ‘doing their bit’. <br/><br/>Half would like to help people out more often than they currently do, and 34 per cent would even go as far to say they wished they were a kinder individual. <br/><br/>A lack of time (42 per cent), money (41 per cent) and an introverted personality (34 per cent) are among the things holding people back from being more compassionate - although 43 per cent believe they’ve grown kinder as they’ve grown older. <br/><br/>It also emerged three quarters recognise the power of kindness, as they feel it has a positive impact on their relationship with others.

Wales kindest region in Britain

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The Charity Commission

What to send to the Charity Commission and how to get help

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The Charity Commission

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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

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The traditional British fry-up is in danger of 'frying out,' according to a study. <br/><br/>A poll of 1,000 young adults aged 18 to 34 found one in 10 never enjoy the dish, while 14 per cent tuck into it just once or twice-a-year. <br/><br/>And a further 20 per cent only consume the cooked breakfast - which traditionally consists of bacon, egg, sausage, beans, and toast - every couple of months. <br/><br/>Almost four in ten (37 per cent) think it’s too fatty or greasy to tuck into more often, while the same percentage worry about the calorie count and 31 per cent think it takes too long to prepare. <br/><br/>But 70 per cent admitted they would be more inclined to eat the morning feast if these ‘icks’ could be overcome. <br/><br/>In a bid to revive the classic meal, Breville, which commissioned the research, has launched the Greaseless Spoon Café - where 'lower calorie' fry-ups are cooked only using air fryers. <br/><br/>Spokesperson Lydia Baker said: “There’s still time to save the iconic dish. It’s a beloved institution for a reason. <br/><br/>“Social media has spread an endless number of accounts giving advice on what’s ‘good’ and ‘bad’ to eat, with the humble fry-up often falling into the latter camp. <br/><br/>“But it’s perfectly possible to create a traditional fry up that’s a little more guilt-free and less hassle.\

Traditional British fry-up could die out - after Gen Z shun \

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One in five women believe investing is only for men, research has revealed. <br/><br/>A poll, of 2,000 adults, found 74 per cent of females are more inclined to save their money, than attempt an investment (12 per cent). <br/><br/>Whereas only 63 per cent of men would put spare money into a savings account - with 21 per cent putting it in the stock market instead. <br/><br/>The gender pay gap (27 per cent) and access to financial education (15 per cent) were among reasons it's seen as a preserve for men. <br/><br/>However, 77 per cent of women would be interested in learning more about how to get started in investing.<br/><br/>And 47 per cent of men and women polled admitted they have no idea exactly how much money is in their pension pot. <br/><br/>The research comes as Bake Off star Candice Brown revealed her tops tips to make her money go further, including extreme meal prepping and bulk buying key items.<br/><br/>Other advice included evaluating when you last used your subscription platforms, religiously using cashback sites and freezing leftovers. <br/><br/>Candice Brown, who is working with pension provider Nest, which commissioned the research, said: “So many people don’t seem to know where their money goes. <br/><br/>“It took me a long time to really get to grips with what I was doing with my money, I didn’t think it would be easy to invest. <br/><br/>“It’s something I wish I’d done much sooner, before Bake Off changed my life. <br/><br/>“My employees all have Nest pensions so it was great to teach more members that they are actually investors themselves.” <br/><br/>The study found women are slightly more afraid of losing money in a bad investment than men (57 per cent vs 45 per cent). <br/><br/>But 35 per cent of females think improved financial education in schools would help boost the nation’s knowledge. <br/><br/>While 23 per cent would like to see a government initiative brought in to help people learn more about the process. <br/><br/>In terms of the ethics of investing, men and women are equal in considering it very important their investments are made in a positive way for the world (19 per cent). <br/><br/>Across all adults, only 12 per cent would describe themselves as very confident in starting to invest in something new to them. <br/><br/>Elizabeth Fernando, of Nest, which invests member’s monthly contributions into everyday brands, said: “Investing is for everyone. <br/><br/>“The cliché of the 1980s City broker in a pin stripe suit and red braces is almost always a male figure - but that stereotype is old and changing all the time. <br/><br/>“A pension can be an efficient way to save and invest money for the long term. If you have a pension, you’re already an investor. <br/><br/>“Investing knows no gender - it's about making informed choices and decisions to reach your financial goals. <br/><br/>“By breaking down stereotypes and promoting financial literacy, we can ensure that everyone has the chance to benefit from the opportunities that investing offers.\

One in five women believe investing is for men, research reveals

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